What’s the Vanilla Visa Reward Card?
The Vanilla Visa Reward Card is a pay as you go Visa card that is available in denominations of $25, $50 and $100. It acts the identical approach any debit card would and is accepted wherever that Visa Debit is. It may be bought at most comfort and malls in the US.
Are there any charges?
To activate your card you could pay for the worth on the cardboard plus an activation price of wherever from $4.95 to $6.95. The activation price varies relying on the entire steadiness you are seeking to placed on the cardboard. So if you happen to’re solely activating it with $25 you then would solely must pay $4.95 for a complete of $29.95.
There are additionally service charges related to the cardboard. After the seventh month publish activation you may be charged $2.50 every month till the steadiness of the cardboard reaches zero. So if you don’t use it or overlook about it someplace as a substitute of discovering a gem with a $100 steadiness your Vanilla Visa could also be left with nothing.
How do I test the steadiness of my Vanilla Visa?
This can be a comparatively easy course of. You’ll be able to go to their homepage or name customer support at 1-800-571-1376 to get probably the most correct and updated assertion on the steadiness of your card.
Positives
The Vanilla Visa present card is accepted wherever that Visa Debit is. That is just about in all places in the US so the cardboard has a really excessive worth merely due to this. One of many predominant substitute items for this product is the American Specific present card. The downfall to American Specific is that it isn’t as broadly accepted as Visa.
Only recently I attempted to pay for my pizza at a smaller measurement mother & pop model store. I used to be very disillusioned that I couldn’t use my American Specific card there. That is why I like to recommend utilizing this product as a present for a kid or teen who doesn’t carry further credit score or debit playing cards 24PIN.
The substitute coverage with this firm is nice. You’ll be able to name their customer support line at any time and so long as you might have correct proof of buy and the serial quantity you may have the cardboard re-issued. They’ll cost you a $5.95 re-issuance price, however that is a lot better then having the steadiness on the cardboard misplaced perpetually.
Negatives
You can’t register the cardboard which suggests, you completely can’t use the Vanilla Visa Reward Card to buy on-line. I do not care about what you have learn on the internet or Yahoo solutions, it is merely not potential.
Here is why: Once you buy one thing on-line the service provider supplier will confirm the identify, billing handle, and telephone quantity related to the bank card. Since you are unable to register with Vanilla Visa you won’t be able to buy on-line wherever.
The shortcoming to register the cardboard actually hinders the issues that you are able to do with it on-line. When you’re a fan of eBay or PayPal chances are you’ll wish to look into different choices just like the Greendot MoneyPak which is able to permit you to add funds to your account.
Last Evaluate
The Vanilla Visa present card doesn’t include the identical flexibility as seen with its rivals provided by different banks in addition to American Specific and MasterCard. One of the best perks of the cardboard could be the substitute function and that it would not require any form of activation. The perks nevertheless do not outweigh the negatives introduced on by the shortcoming to register the cardboard.
That being mentioned I like to recommend that you don’t buy Vanilla Visa apart from a present for youthful adults. Younger adults and youngsters sometimes don’t carry further debit or bank cards and can spend money or present playing cards rapidly as they frequent procuring malls and different locations with their friends. The liberty of Visa is clear because it’s just about accepted in all places making it an important present.
