An instance of effectivity
Principally the Italian Direct Debit, known as CBI, is without doubt one of the most superior in Europe. The system is break up into two separate actions cms자동이체:
1) Digital Report Alignment (AEA)
2)Direct Debit Monetary (CBI)
The primary surroundings has the power to provoke the alignment between the Firm and Banks by a Processor which gives all the extra required, from formatting the phisical file to diagnostic and validate the Bank coding by numerous formality studies (i.e. file acquired, file despatched to Banks, Banks acquired file, gathering accomplished, Bank returning in a numerous of Return Direct Debit aspect – Technical/Derogatory/Mandate not aligned/Mandate revoked by Bank initiative, Buyer complain and many others). The seconnd surroundings, the CBI manages the Direct debit initiation by sending the Monetary file to the interbanking community, following a cycle of each hour. This creates the chance to resubmit the quantity beforehand rejected for “any motive” and agree with Buyer a line to get well the whole quantity.
The rules are at present underneath the SEPA enhancements (Single Euro Cost Space) which has launched the IBAN as necessary (Worldwide Bank Account Quantity) and within the close to future the BIC (Bank Identifier Code).
The Italian Market is at present managing the the IBAN enhancement of B2B and B2C aspect.
SEPA will present numerous widespread rules which can be built-in into the Italian Nationwide Scheme (CBI).
The CBI (at present the model is 2.0) has a hyperlink with the Interbanking Community and the power to ship the DD information in peer-to-peer mode in a XML format.
